EXIM Thailand Announces Q3/2025
Operational Performance and Responds to Quick Big Win Policy
to Revive and Set Solid Base for Thai Export
Mr. Charat Rattanaboonniti, President of Export-Import Bank of Thailand (EXIM Thailand), announced EXIM Thailand’s operating results as of the end of the third quarter of 2025. The Bank’s performance has reflected its commitment to performing as a key mechanism to drive Thai economy with support for entrepreneurs to adapt for higher competitiveness and firm foundation in the long term,
in response to the government’s “Quick Big Win” policy through four main action guidelines, i.e.,
1. Stimulate exports with the Bank’s “EXIM Export Booster” scheme to finance Thai entrepreneurs affected by the trade wars, the US reciprocal tariffs measure, and geopolitical risks, and credit facility in conjunction with export insurance facility under the “EXIM Safe Trade Credit” scheme to manage risks and build confidence for entrepreneurs in their business expansion to new markets;
2. Resolve debts through the “Khun Soo, Rao Chuay (You Fight, We Help)” measure and appropriate debt restructuring to help debtors in economic trouble to recover and close their debt accounts in a shorter time;
3. Boost liquidity with “EXIM Loan for Employment, phase 3” in collaboration with Social Security Office (SSO) to boost liquidity for business entities to retain employment, as well as short-term credit facilities of the Bank; and
4. Invest for the future by providing credit facilities conducive to sustainability outcomes, such as Sustainability Linked Loan and EXIM Green Goal schemes aiming to uplift Thai businesses’ capabilities and enable them to grow in their green economy journey.
In view of economic stimulation and liquidity enhancement, as of the end of the third quarter of 2025, EXIM Thailand recorded new loan approvals of 36,405 million baht, and total outstanding loans and commitments of 189,244 million baht, of which 36,399 million baht was in support for penetration of new frontiers, including the CLMV.
As regards risk management, EXIM Thailand has safeguarded entrepreneurs against economic and international trade volatility through its export credit insurance facility, which would hedge risks from such unprecedented factors as debt default of trade counterparts and political instability in some countries.
As of the end of the third quarter, EXIM Thailand recorded a total of 152,091 million baht in insurance business turnover. This reflects the Bank’s role in strengthening exporters’ confidence in expanding their businesses abroad, particularly new markets, to diversify risks.
EXIM Thailand has a customer base of 5,188, of whom 79.38% are SMEs. Furthermore, EXIM Thailand has cooperated with alliance agencies in developing potential of entrepreneurs through incubation programs, business networking, and provision of tips for new market penetration for an accumulated number of 24,410 entrepreneurs.
In terms of debt quality management, EXIM Thailand attaches high importance to management of debt quality along with rolling out packages to resolve or restructure debts on a timely basis. As of the end of the third quarter of 2025, the Bank recorded total NPLs of 7,069 million baht with an NPL ratio of 3.99%, down from 5.16% year-on-year.
An allowance for expected credit loss was set aside at 17,702 million baht, contributing to an NPL coverage ratio of 250.42%.
This has reflected the Bank’s strong position in its risk management amid numerous risks facing Thai export and economy. As a result, EXIM Thailand posted a net profit of 1,299 million baht.
Meanwhile, in promotion of investment for the future, EXIM Thailand rendered 140,081 million baht in loans and commitments for investment, representing 74.02% of total outstanding amount.
With focus on sustainable development, the Bank recorded outstanding ESG loans and commitments of 89,134 million baht, representing 47.10% of total outstanding amount.
In addition to financing of ESG loans, EXIM Thailand has supported entrepreneurs of all sizes in gaining access to financial sources for their business improvement to the standards of global acceptance and use of technologies for cost reduction in parallel with carbon mitigation through various financial facilities, such as Green X Transformation, to ensure Thai businesses can compete and grow sustainably.
“Going into the final period of the year, EXIM Thailand will act as an Export Co-pilot, partnering with Thai entrepreneurs to navigate challenges and help them expand their presence in new markets. The Bank will provide a comprehensive suite of financial solutions and risk management tools to support Thai entrepreneurs in all circumstances.
We remain committed to serving as a vital engine driving Thailand’s economic growth, while enhancing the competitiveness of Thai entrepreneurs across the entire supply chain toward a strong and sustainable advancement in the years ahead.”
